
Affordable Home Financing for Rural and Suburban Communities
If you’re buying a home in a qualifying rural or suburban area, a USDA loan could be your path to homeownership with zero down payment and low monthly costs.
Chris is THE lender to work with!
He walks you through everything from start to finish with total ease, and you can trust that he’s always acting in your best interest.

Amber Wilson

Affordable Home Financing for Rural and Suburban Communities
If you’re buying a home in a qualifying rural or suburban area, a USDA loan could be your path to homeownership with zero down payment and low monthly costs.
Chris is THE lender to work with!
He walks you through everything from start to finish with total ease, and you can trust that he’s always acting in your best interest.

Amber Wilson

Think You Need a Large Down Payment to Buy in a Rural Area?
Many homebuyers assume they need to save for years to afford a home—but USDA loans remove that barrier. With 100% financing and flexible credit requirements, homeownership in small towns and rural communities is closer than you think.

Think You Need a Large Down Payment to Buy in a Rural Area?
Many homebuyers assume they need to save for years to afford a home—but USDA loans remove that barrier. With 100% financing and flexible credit requirements, homeownership in small towns and rural communities is closer than you think.

Think You Need a Large Down Payment to Buy in a Rural Area?
Many homebuyers assume they need to save for years to afford a home—but USDA loans remove that barrier. With 100% financing and flexible credit requirements, homeownership in small towns and rural communities is closer than you think.
Helping You Take Root in the Right Place
At Chris Lewis. | Home Loans, we help buyers tap into the power of USDA Rural Development Loans to purchase homes with little to no upfront cost. I’ll guide you through eligibility, check if your property qualifies, and make the process clear and hassle-free.

Helping You Take Root in the Right Place
At Chris Lewis. | Home Loans, we help buyers tap into the power of USDA Rural Development Loans to purchase homes with little to no upfront cost. I’ll guide you through eligibility, check if your property qualifies, and make the process clear and hassle-free.

Helping You Take Root in the Right Place
At Chris Lewis. | Home Loans, we help buyers tap into the power of USDA Rural Development Loans to purchase homes with little to no upfront cost. I’ll guide you through eligibility, check if your property qualifies, and make the process clear and hassle-free.

Here’s How It Works:
We offer a variety of loan options to suit your needs. Whether you're a first-time buyer or looking to refinance, we have the right solution for you.
Connect
We’ll discuss your location, income, and home goals.
Get Clarity
We will confirm your eligibility and walk you through the USDA process.
Move Forward
Purchase your home with no down payment and competitive terms.
Here’s How It Works:
We offer a variety of loan options to suit your needs. Whether you're a first-time buyer or looking to refinance, we have the right solution for you.
Connect
We’ll discuss your location, income, and home goals.
Get Clarity
We will confirm your eligibility and walk you through the USDA process.
Move Forward
Purchase your home with no down payment and competitive terms.
Here’s How It Works:
We offer a variety of loan options to suit your needs. Whether you're a first-time buyer or looking to refinance, we have the right solution for you.
Connect
We’ll discuss your location, income, and home goals.
Get Clarity
We will confirm your eligibility and walk you through the USDA process.
Move Forward
Purchase your home with no down payment and competitive terms.

Why Choose a Rural Development Loan With Us?
$0 down payment required
Lower mortgage insurance than FHA loans
Flexible credit qualifications
Competitive interest rates
Option to roll in closing costs
Available for homes in eligible rural and suburban areas

Why Choose a Rural Development Loan With Us?
$0 down payment required
Lower mortgage insurance than FHA loans
Flexible credit qualifications
Competitive interest rates
Option to roll in closing costs
Available for homes in eligible rural and suburban areas

Why Choose a Rural Development Loan With Us?
$0 down payment required
Lower mortgage insurance than FHA loans
Flexible credit qualifications
Competitive interest rates
Option to roll in closing costs
Available for homes in eligible rural and suburban areas
Want to Check If You Qualify?
Read our article, “What Is a USDA Loan? And Who Can Use One?” and find out exactly how you can qualify for our Rural Development program

Want to Check If You Qualify?
Read our article, “What Is a USDA Loan? And Who Can Use One?” and find out exactly how you can qualify for our Rural Development program

Want to Check If You Qualify?
Read our article, “What Is a USDA Loan? And Who Can Use One?” and find out exactly how you can qualify for our Rural Development program

What Clients Are Saying
5.0
Over 60+ Reviews
Although we ran into several unexpected issues with financing, Chris went above and beyond to provide me with different options… He remained positive throughout the process and told me that he would do whatever he needed to do to assist me in obtaining my first home—and he kept his promise.

@jrichardson424
My husband and I did a mortgage loan through Chris. He knew all about the certain things that needed to be done with a VA loan. We did not feel like we were put on a back burner. We were very pleased to work with him and will work with him hopefully in the near future.

@fireshanstar
What Clients Are Saying
5.0
Over 60+ Reviews
Although we ran into several unexpected issues with financing, Chris went above and beyond to provide me with different options… He remained positive throughout the process and told me that he would do whatever he needed to do to assist me in obtaining my first home—and he kept his promise.

@jrichardson424
My husband and I did a mortgage loan through Chris. He knew all about the certain things that needed to be done with a VA loan. We did not feel like we were put on a back burner. We were very pleased to work with him and will work with him hopefully in the near future.

@fireshanstar
What Clients Are Saying
5.0
Over 60+ Reviews
Although we ran into several unexpected issues with financing, Chris went above and beyond to provide me with different options… He remained positive throughout the process and told me that he would do whatever he needed to do to assist me in obtaining my first home—and he kept his promise.

@jrichardson424
My husband and I did a mortgage loan through Chris. He knew all about the certain things that needed to be done with a VA loan. We did not feel like we were put on a back burner. We were very pleased to work with him and will work with him hopefully in the near future.

@fireshanstar

Let’s See If a USDA Loan Is Right for You
If you’re buying in a small town or rural area, this loan might be your perfect match.

Let’s See If a USDA Loan Is Right for You
If you’re buying in a small town or rural area, this loan might be your perfect match.

Let’s See If a USDA Loan Is Right for You
If you’re buying in a small town or rural area, this loan might be your perfect match.
