A couple plays with their golden retriever in a grassy backyard beside a brick wall covered in ivy. The warm, rural setting reflects homeownership and outdoor living, aligning with Chris Lewis Home Loans’ Rural Development program.

Affordable Home Financing for Rural and Suburban Communities

If you’re buying a home in a qualifying rural or suburban area, a USDA loan could be your path to homeownership with zero down payment and low monthly costs.

Icon

Chris is THE lender to work with!

He walks you through everything from start to finish with total ease, and you can trust that he’s always acting in your best interest.

Amber Wilson

Amber Wilson

A couple plays with their golden retriever in a grassy backyard beside a brick wall covered in ivy. The warm, rural setting reflects homeownership and outdoor living, aligning with Chris Lewis Home Loans’ Rural Development program.

Affordable Home Financing for Rural and Suburban Communities

If you’re buying a home in a qualifying rural or suburban area, a USDA loan could be your path to homeownership with zero down payment and low monthly costs.

Icon

Chris is THE lender to work with!

He walks you through everything from start to finish with total ease, and you can trust that he’s always acting in your best interest.

Amber Wilson

Amber Wilson

A young boy and girl play outside on a sunny day, riding a scooter and a bike along a suburban sidewalk. The image represents the freedom and family-friendly lifestyle made possible through USDA Rural Development home loans from Chris Lewis Home Loans.

Think You Need a Large Down Payment to Buy in a Rural Area?

Many homebuyers assume they need to save for years to afford a home—but USDA loans remove that barrier. With 100% financing and flexible credit requirements, homeownership in small towns and rural communities is closer than you think.

A young boy and girl play outside on a sunny day, riding a scooter and a bike along a suburban sidewalk. The image represents the freedom and family-friendly lifestyle made possible through USDA Rural Development home loans from Chris Lewis Home Loans.

Think You Need a Large Down Payment to Buy in a Rural Area?

Many homebuyers assume they need to save for years to afford a home—but USDA loans remove that barrier. With 100% financing and flexible credit requirements, homeownership in small towns and rural communities is closer than you think.

A young boy and girl play outside on a sunny day, riding a scooter and a bike along a suburban sidewalk. The image represents the freedom and family-friendly lifestyle made possible through USDA Rural Development home loans from Chris Lewis Home Loans.

Think You Need a Large Down Payment to Buy in a Rural Area?

Many homebuyers assume they need to save for years to afford a home—but USDA loans remove that barrier. With 100% financing and flexible credit requirements, homeownership in small towns and rural communities is closer than you think.

Helping You Take Root in the Right Place

At Chris Lewis. | Home Loans, we help buyers tap into the power of USDA Rural Development Loans to purchase homes with little to no upfront cost. I’ll guide you through eligibility, check if your property qualifies, and make the process clear and hassle-free.

Chris Lewis speaking with a customer on the phone

Helping You Take Root in the Right Place

At Chris Lewis. | Home Loans, we help buyers tap into the power of USDA Rural Development Loans to purchase homes with little to no upfront cost. I’ll guide you through eligibility, check if your property qualifies, and make the process clear and hassle-free.

Chris Lewis speaking with a customer on the phone

Helping You Take Root in the Right Place

At Chris Lewis. | Home Loans, we help buyers tap into the power of USDA Rural Development Loans to purchase homes with little to no upfront cost. I’ll guide you through eligibility, check if your property qualifies, and make the process clear and hassle-free.

Chris Lewis speaking with a customer on the phone

Here’s How It Works:

We offer a variety of loan options to suit your needs. Whether you're a first-time buyer or looking to refinance, we have the right solution for you.

Connect

We’ll discuss your location, income, and home goals.

Get Clarity

We will confirm your eligibility and walk you through the USDA process.

Move Forward

Purchase your home with no down payment and competitive terms.

Here’s How It Works:

We offer a variety of loan options to suit your needs. Whether you're a first-time buyer or looking to refinance, we have the right solution for you.

Connect

We’ll discuss your location, income, and home goals.

Get Clarity

We will confirm your eligibility and walk you through the USDA process.

Move Forward

Purchase your home with no down payment and competitive terms.

Here’s How It Works:

We offer a variety of loan options to suit your needs. Whether you're a first-time buyer or looking to refinance, we have the right solution for you.

Connect

We’ll discuss your location, income, and home goals.

Get Clarity

We will confirm your eligibility and walk you through the USDA process.

Move Forward

Purchase your home with no down payment and competitive terms.

A young family stands outside their new home surrounded by moving boxes, with the mother pushing a stroller and the father carrying a box. The image represents the excitement and fresh start made possible through USDA Rural Development loans from Chris Lewis Home Loans.

Why Choose a Rural Development Loan With Us?

$0 down payment required

Lower mortgage insurance than FHA loans

Flexible credit qualifications

Competitive interest rates

Option to roll in closing costs

Available for homes in eligible rural and suburban areas

A young family stands outside their new home surrounded by moving boxes, with the mother pushing a stroller and the father carrying a box. The image represents the excitement and fresh start made possible through USDA Rural Development loans from Chris Lewis Home Loans.

Why Choose a Rural Development Loan With Us?

$0 down payment required

Lower mortgage insurance than FHA loans

Flexible credit qualifications

Competitive interest rates

Option to roll in closing costs

Available for homes in eligible rural and suburban areas

A young family stands outside their new home surrounded by moving boxes, with the mother pushing a stroller and the father carrying a box. The image represents the excitement and fresh start made possible through USDA Rural Development loans from Chris Lewis Home Loans.

Why Choose a Rural Development Loan With Us?

$0 down payment required

Lower mortgage insurance than FHA loans

Flexible credit qualifications

Competitive interest rates

Option to roll in closing costs

Available for homes in eligible rural and suburban areas

Want to Check If You Qualify?

Read our article, “What Is a USDA Loan? And Who Can Use One?” and find out exactly how you can qualify for our Rural Development program

A couple sits together on their porch, reviewing information on a tablet with relaxed, focused expressions. The image represents learning about home loan options and reflects the approachable, educational support offered by Chris Lewis Home Loans.

Want to Check If You Qualify?

Read our article, “What Is a USDA Loan? And Who Can Use One?” and find out exactly how you can qualify for our Rural Development program

A couple sits together on their porch, reviewing information on a tablet with relaxed, focused expressions. The image represents learning about home loan options and reflects the approachable, educational support offered by Chris Lewis Home Loans.

Want to Check If You Qualify?

Read our article, “What Is a USDA Loan? And Who Can Use One?” and find out exactly how you can qualify for our Rural Development program

A couple sits together on their porch, reviewing information on a tablet with relaxed, focused expressions. The image represents learning about home loan options and reflects the approachable, educational support offered by Chris Lewis Home Loans.

What Clients Are Saying

5.0

Over 60+ Reviews

Although we ran into several unexpected issues with financing, Chris went above and beyond to provide me with different options… He remained positive throughout the process and told me that he would do whatever he needed to do to assist me in obtaining my first home—and he kept his promise.

Zillow

@jrichardson424

My husband and I did a mortgage loan through Chris. He knew all about the certain things that needed to be done with a VA loan. We did not feel like we were put on a back burner. We were very pleased to work with him and will work with him hopefully in the near future.

Zillow

@fireshanstar

What Clients Are Saying

5.0

Over 60+ Reviews

Although we ran into several unexpected issues with financing, Chris went above and beyond to provide me with different options… He remained positive throughout the process and told me that he would do whatever he needed to do to assist me in obtaining my first home—and he kept his promise.

Zillow

@jrichardson424

My husband and I did a mortgage loan through Chris. He knew all about the certain things that needed to be done with a VA loan. We did not feel like we were put on a back burner. We were very pleased to work with him and will work with him hopefully in the near future.

Zillow

@fireshanstar

What Clients Are Saying

5.0

Over 60+ Reviews

Although we ran into several unexpected issues with financing, Chris went above and beyond to provide me with different options… He remained positive throughout the process and told me that he would do whatever he needed to do to assist me in obtaining my first home—and he kept his promise.

Zillow

@jrichardson424

My husband and I did a mortgage loan through Chris. He knew all about the certain things that needed to be done with a VA loan. We did not feel like we were put on a back burner. We were very pleased to work with him and will work with him hopefully in the near future.

Zillow

@fireshanstar

A couple relaxes together on an outdoor patio surrounded by lush greenery, smiling as they look at a phone and paperwork. The peaceful, nature-filled setting reflects the comfort and joy of homeownership through USDA Rural Development loans from Chris Lewis Home Loans.

Let’s See If a USDA Loan Is Right for You

If you’re buying in a small town or rural area, this loan might be your perfect match.

A couple relaxes together on an outdoor patio surrounded by lush greenery, smiling as they look at a phone and paperwork. The peaceful, nature-filled setting reflects the comfort and joy of homeownership through USDA Rural Development loans from Chris Lewis Home Loans.

Let’s See If a USDA Loan Is Right for You

If you’re buying in a small town or rural area, this loan might be your perfect match.

A couple relaxes together on an outdoor patio surrounded by lush greenery, smiling as they look at a phone and paperwork. The peaceful, nature-filled setting reflects the comfort and joy of homeownership through USDA Rural Development loans from Chris Lewis Home Loans.

Let’s See If a USDA Loan Is Right for You

If you’re buying in a small town or rural area, this loan might be your perfect match.